LenderCalc
Private Lending & Loan Management
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Main
Dashboard
Loans
Lenders
Borrowers
Reconcile
Settings
Payoff Settings
Contact Us
Version 4.7
© 2025 LenderCalc
All rights reserved
Dashboard
Overview of your loan portfolio
Total Loans
0
Active Loans
0
Total Loan Amount
$0
Outstanding Balance
$0
Includes accrued interest
Filter by Lender
Select lenders to include in the dashboard view
No lenders found. Add lenders to your loans to filter.
Filter by Status
Toggle between active loans and all loans
All Loans
View and manage your entire loan portfolio
Borrower / Property Loan Amount Outstanding Balance Start Date Maturity Status Actions
Reconciliation
All transactions across all loans for bookkeeping and reconciliation
Filters
Filter transactions by date range, loan, or type
Money IN (Payments)
$0
Money OUT (Disbursements)
$0
Net Position
$0
Total Transactions
0
Transactions
Showing all transactions
Date Loan Type Category Recipient/Payer Note Money IN Money OUT Running Balance
Payoff Settings
Manage default info for payoff statements and wiring instructions
Lender / Entity Information
Appears at top of payoff letter (header and "make check payable to" section)
Required
Payoff Contact Details
Shown on payoff letter as the contact to confirm amounts and wiring
Wire Instructions
Details that appear under "Wire instructions" section of payoff statement
Payoff Footer Notes & Disclaimers
Text that appears at bottom of payoff letter
Lenders Portfolio
Manage all lenders and track their investments across loans
All Lenders
Overview of lender relationships and exposure
Lender Name Total Invested Number of Loans Email Action
Borrowers / Clients
Manage all borrowers and track their loans
All Borrowers
Overview of client relationships and outstanding balances
0 selected Select 2 or more borrowers to merge
Client Name Outstanding Balance Number of Loans Phone Email Action
Loan Details
Manage loan information and calculations
Audit Mode
Verify Mode
1 Client Information
Basic borrower details and property address
2 Loan Details & Calculator
Core economics, fees, and prepaid interest options
Proceeds & Fees
Net Proceeds: $0.00
Gross Loan: $0.00
Origination Fee: $0.00
Processing Fee: $0.00
Legal Doc Fee: $0.00
Total Fees: $0.00
Total Prepaids: $0.00
Interest & Timing
Monthly Interest: $0.00
Per Diem: $0.00
First Payment Due: $0.00
First Payment Date: —
Total Interest (Full Term): $0.00
Maturity Date: —
3 Exit Fee / Prepayment Penalty
Fee charged if loan is paid off early
Enter % (e.g., 2) or $ amount
Calculated Exit Fee: $0.00
Where the payoff should come back to
4 Lenders (Cap Table)
Define lender contributions and contact info
Lender
Amount ($)
% of Deal
Email
Remove
No lenders added yet.
5 Lender Funding Ledger
Track incoming wires and checks from lenders
Expected Total
$0.00
Received Total
$0.00
Still Owed
$0.00
% Funded
0.0%
6 Payments Received
Record actual borrower payments as they come in
ℹ️
Payment Allocation
Choose how to apply each payment: Auto splits to interest first then principal, or manually direct to Principal Only or Interest Only.
Date Amount Applied To Interest Portion Principal Portion Balance Note Action
Total Interest Paid: $0.00
Total Principal Paid: $0.00
Overpayment/Credit: $0.00
Total Paid: $0.00
Remaining Balance: $0.00

🔍 Verify Calculations

Enter your manual numbers to compare against the engine. Green ✓ = match, Red ✗ = mismatch.

7 Loan Summary
Current balance and payoff snapshot
Principal Balance: $0.00
Unpaid Interest: $0.00
Exit Fee Due: $0.00
Additional Fees: $0.00
Total Paid: $0.00
Outstanding Balance (with interest): $0.00
ℹ️ Note: Outstanding balance includes all unpaid amounts: principal, accrued interest, and exit fees (if configured).
8 Close Loan
Mark this loan as fully paid or closed at a loss (use "Close at Loss" when writing off principal, interest, or fees)
9 Payoff Statement Generator
Generate a payoff letter for this loan
Date when payoff is calculated
Optional: Display date on PDF (per diem applies after payoff date)
None
Set in Section 3 of Loan Details tab
Additional Payoff Fees
Recording fees, wire fees, legal fees, etc. (saved with loan)
No additional fees added
Additional Fees Subtotal: $0.00
Interest Period: 0
Principal Balance: $0.00
Interest Due: $0.00
Exit Fee: $0.00
Additional Fees: $0.00
Total Payoff: $0.00
Per Diem Extension: $0.00 per day after this date
10 Record Disbursement
Track money going out - refunds, lender distributions, fees
11 Disbursement History
All money disbursed from this loan
Date Type Recipient Amount Method Reference Action
Total Payments Received: $0.00
Total Disbursed: $0.00
Undisbursed Balance: $0.00
Lender Distributions: $0.00
Borrower Refunds: $0.00
Broker Commissions: $0.00
Other Expenses: $0.00
12 Documents
Upload and manage loan documents
13 Notes
Add timestamped notes and updates for this loan

Contact Us

Email
[email protected]
WhatsApp
+1 (929) 675-1902

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Add Document

💡 Paste a link to your document on Google Drive, Dropbox, OneDrive, etc.
📎 Or upload a file (PDF, Word, Excel, Images). Max 5MB. File will be stored in the database.